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About Varooma

About Varooma

Greenlight Credit Limited trading as Varooma specialise in offering short term finance to consumers. We are based in South West London and launched Varooma in 2012. Since then we have provided tens of thousands of logbook loans to customers throughout England and Wales.

We offer a simple, easy and flexible way to take out short term finance and aim to do this in a responsible and transparent manner.

We believe in making the process of taking out a logbook loan quick and simple. From the moment you make an application, to the point when you receive the money directly into your bank account, we make it easy for you.

By combining the best customer service with the lowest rates on the market on average, we are able to provide a loan that is tailored to your needs.

What makes Varooma different?

  • Varooma are the logbook lender with the most positive ratings in the UK on Trustpilot.
  • Simple hassle free application process.
  • No hidden fees: All interest and default charges are clearly stipulated in our pre-loan documents.
  • We guarantee that we will aim to beat any written quote from any other logbook lender.
  • Awards

    Varooma have won various awards including the award for "Best Logbook Loan Provider" for two years running at the Consumer Credit Awards in 2017 and 2018. See our awards page here.


    Varooma have been awarded ISO 27001 and ISO 9001 certifications.

    ISO 27001 shows that Varooma have proved that we could not only prevent but defend against potential data system vulnerabilities. This is due to our comprehensive suite of information security controls and management system used.

    ISO 29001 shows that Varooma are able to demonstrate to customers and suppliers that the systems we have in place meet the high standards set out by the International Organisation for Standardisation.

    TV advertising

    We have partnered with Joey Essex for a series of TV adverts. You can see our latest adverts on our YouTube channel and you might have already seen them on various TV channels in the UK.

    When you choose a logbook loan from Varooma you:

    • Won't have to pay early settlement fees.
    • Won’t incur any hidden charges.
    • Won’t be penalised for having a poor credit rating.
    • Will be given an immediate credit decision.
    • Won't need a loan guarantor.
    • Will receive your money within hours of approval.
    • Will be treated fairly at all times.

    Responsible lending

    Greenlight Credit Limited t/a Varooma are authorised and regulated by the Financial Conduct Authority FRN: 679701. To confirm our status feel free to search the financial services register, click here. We are upfront about the costs of our loans and only offer finance to those who meet our affordability criteria.

    Responsible Lending

    We assess all applications carefully and only offer loans to people we believe can afford to pay them back and never guarantee approval.

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    Amount of Loan £1000.00. Repayable by 12 monthly repayments of £141.67 or 52 weekly repayments of £32.69
    commencing 1 month from the date of the loan. Total Amount Repayable £1700.04.

    Rate of Interest 70% per annum flat fixed. Representative 190.3% APR.

    Warning: Late repayments can cause you serious money problems. For help or advice please go to