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WOW! 98.05% APR

Varooma Platinum loans are the cheapest logbook loans available in the UK market today.
They are exclusively for new customers with a less adverse credit history.
Varooma Platinum loans are available from £1000 - £150,000.

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Warning: Late repayments can cause you serious money problems.

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Please take time to read and understand our FAQ's to ensure our logbook loan product is suitable for your requirements.

Varooma's logbook loan contracts start from 12 months to a maximum term of 36 months. You are entitled to settle your loan early and there are no penalties or charges to do so.

The maximum APR is 190.3% which includes all fees associated with your loan contract.

In the event there is no willingness to repay your loan, the vehicle you are using as security could be at risk of being repossessed and sold to assist in settling the debt.

Before applying for the cheapest logbook loan please ensure you meet the guidelines listed below:

- Varooma Platinum is for loans in excess of £1,000.

- You need to be a home owner.

- You can borrow a maximum of 50% of your vehicles trade value.

- No current CCJ's, IVA's or historic bankruptcy orders.

- You must have an average to excellent credit score.


Responsible Lending

We assess all applications carefully and only offer loans to people we believe can afford to pay them back and never guarantee approval.


Amount of Loan £5000.00. Repayable by 18 monthly repayments of £456.94 commencing 1 month from the date of the loan.

Total Amount Repayable £8225.00. Rate of Interest 43% per annum flat fixed. Representative 98.05% APR.