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Looking for a logbook loan in London? Varooma offer fast hassle free loans and are the UK's favourite logbook lender.

Once you have been approved, the money could be paid into your bank account within 1 hour.

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No earlysettlement fees; pay early pay less

No hidden charges; all costs clearly explained

Prompt credit decision; money within hours

We PROMISE that we will aim to beat any written quote from any other logbook lender

Warning: Late repayments can cause you serious money problems.

For help or advice please go to

Please take time to read and understand our FAQ's to ensure our logbook loan product is suitable for your requirements.

Varooma's logbook loan contracts start from 12 months to a maximum term of 36 months. You are entitled to settle your loan early and there are no penalties or charges to do so.

The maximum APR is 190.3% which includes all fees associated with your loan contract.

In the event there is no willingness to repay your loan, the vehicle you are using as security could be at risk of being repossessed and sold to assist in settling the debt.

Logbook Loans in London

If you are based in London, Varooma can offer you short term finance within hours of making a loan application, providing your application is accepted. You are even able to receive the money into your bank account on the same day.

If you own a car that is free from finance, you can borrow up to 70% of it's trade value.

The process of taking out a loan is simple and straightforward, just enter your details into the form above and one of our experienced underwriters will contact you to get your loan started.

The logbook loan process

Once we have approved you for the loan it is a straight-forward process for you to receive your money. A representative will come out to visit you to view your car, to check your ID and for you to sign the paperwork.

When this is completed the money will be transferred to your account within an hour. The whole process from application to you receiving your money can happen on the same day, very often within hours of applying for the loan.


You can be assured that your logbook loan is confidential. No-one else needs to know about the loan if you don't want them too. You will be able to keep driving your car as usual, you just hand over your logbook to us until your loan period ends.

About London

London is one of the most expensive cities in the world to live in. It is constantly up there with Geneva, Shanghai and Sydney for having the highest cost of living.

Most things seem to have a high value, from property to eating out, it is more expensive than other areas of the UK, even the world.

It is no surprise then take up of short term loans in London is high. The cost of living means that the average citizens of London will need more money to live on than most other places in the world. Unfortunately salaries in London don’t always meet the cost of living.

Responsible Lending

We assess all applications carefully and only offer loans to people we believe can afford to pay them back and never guarantee approval.


Amount of Loan £1000.00. Repayable by 12 monthly repayments of £141.67 or 52 weekly repayments of £32.69
commencing 1 month from the date of the loan. Total Amount Repayable £1700.04.

Rate of Interest 70% per annum flat fixed. Representative 190.3% APR.

Warning: Late repayments can cause you serious money problems. For help or advice please go to